Debit Mastercard is a brand of debit cards provided by Mastercard. They use the same systems as standard Mastercard credit cards but they do not use a line of credit to the customer, instead relying on funds that the customer has in their bank account
The Process of How To Use Your Mastercard or Visa Card
Activate your debit MasterCard when you first receive it by calling the number provided by the issuer or completing the activation process online. The way you use a Mastercard is the very same way you are going to use your Visa debit card commonly referred by most as the ATM card.
Purchase goods or services with your debit card at any merchants who accept MasterCard or Visa. Swipe your card through the credit card processing machine and choose to make the payment via your personal identification number (PIN) or your signature. Either way will result in the deduction of the required funds from your funding account.
Make withdrawls of cash from ATM machines that accept your particular debit card. All MasterCards and Visa cards are usually accepted at all points regardless of which bank issued it. Enter your PIN, when prompted, to make a withdrawal.
Features of Your Card:
Your Visa card number and security code help verify the card’s authenticity. You need them, along with the card’s expiration date, to make purchases online or over the phone. Luckily, your Visa card number and security code are easy to distinguish once you know what you’re looking for.
How Visa card numbers and security codes work:
Card number: A Visa credit card number can be 13-to-19 digits long. It’s usually printed right on the front of your card. But some cards have begun to put the number on the back as an extra security measure. Either way, you can’t miss it. Your card number is completely unique. It’s the primary piece of information merchants use to identify your account.
Security code: A Visa card’s security code is a 3-digit number printed on the back, to the right of the signature box. It plays a big role in online and phone transactions, since you can’t just swipe, tap or insert your card. The code helps confirm that a card is legitimate. If someone just has your card number but not the security code, they can’t use it.
Expiration date: The month and last two numbers of the year in which your Visa credit card expires are printed on the front of your card. It might say “08/24,” for example. It’s the date through which the card remains valid. In other words, your card will work through the last day of the month listed. This is the last big piece of information you’ll need to make purchases online or by phone.
NB: Make sure you keep a running record of your current balance with all debits or deposits so you will be aware of your available funds.
Never provide your PIN number to anyone, even if they ask you. Your PIN is private, and should never be shared for security reasons.